Aakhri Pal

Leave your family a plan, not a puzzle.

Aakhri Pal keeps your people, papers, assets, passwords and last wishes in one private place. When the time comes, your family knows exactly where everything is.

Start planning · Free family checklist · Read the free guide

Karan Bindal, founder of Aakhri Pal. Questions? Call 96363 69360.

Why it matters

₹78,213 crore sat unclaimed in Indian bank accounts at the end of March 2024 (RBI Annual Report 2023-24). A nominee is not automatically the legal heir, and banks freeze accounts once they learn of a death.

Everything your family will look for

  • Important people: family, nominees, doctor, lawyer, CA, insurance agent
  • Documents, up to 50 MB each, with where the original is kept
  • Assets, debts and liabilities: bank accounts, FDs, mutual funds, gold, property, loans
  • Encrypted digital assets vault for passwords and online accounts
  • Memberships and subscriptions
  • Will format and secure storage
  • Final wishes by tradition, legacy messages and memories

Private while you live. Clear for your family after.

Passwords and secret notes are encrypted in your browser with AES-256-GCM before they reach our servers, and keys are protected by Google Cloud KMS. Add a personal passphrase and only you hold the key. Nothing is visible to your family while you are alive. You choose who can see your plan after you pass away. They sign in with their own number and report the passing with the death certificate; our team checks it, the account becomes view-only, and after a 72-hour wait they see a read-only view.

Pricing

₹5,100 once, GST included. Lifetime access, which means until at least 31 December 2080, and we may extend it. No subscription, no renewals, no auto-debit. See pricing. Available in English, Hindi, Bengali, Gujarati, Marathi, Punjabi, Kannada, Tamil, Telugu and Malayalam.

Guides for Indian families

All guides

Questions families ask

Is it safe to keep this information online?

Passwords and secret notes are encrypted in your browser with AES-256-GCM before they reach our servers, and the keys are protected by Google Cloud KMS. You can add a personal passphrase so that only you hold the key. Everything travels over HTTPS and is stored on Google Cloud with encryption at rest.

What if I lose or change my phone number?

You sign in with a one-time code on your mobile, and security questions add a second layer of protection. If you lose access to your number, contact our support team (Monday to Saturday, 9 AM to 6 PM IST) and we will help you.

When can my family see my plan?

Not while you are alive. In Important People you choose who can see your plan after you pass away, and you can change this any time. They sign in with their own mobile number and report the passing with the death certificate. Our team checks the report, the account becomes view-only, and after a 72-hour wait they see a read-only view. Anyone signing in to your account can say "this is wrong", which pauses access until our team decides.

Does this make my will legally valid?

No. Aakhri Pal gives you a will format to follow, a place to record executor and witness details, and secure storage for your signed will. It is not legal advice. For anything complex, please speak to a lawyer.

Is it a subscription?

No. You pay ₹5,100 (incl. GST) once for lifetime access, which means until at least 31 December 2080, and we may extend it. There are no renewals and no auto-debit. Payments are non-refundable, so you are welcome to read the free guide first.

Which languages can I use?

English, Hindi, Bengali, Gujarati, Marathi, Punjabi, Kannada, Tamil, Telugu and Malayalam.

Can someone help me fill it in?

Yes. You can book a free call with our team from inside the app, and we will walk through your plan with you. We help you use Aakhri Pal; we do not give legal or financial advice.